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Home » Parenting » Pregnancy » Lower Fertility Costs: 7 Things you Need to Know

Lower Fertility Costs: 7 Things you Need to Know

July 24, 2017 by hewella1 2 Comments

Many people wonder how they can lower fertility costs since the average cost for an IVF treatment is around $12,000 and that doesn’t include the extra medication that you may need.

Infertility has become more common throughout the years. Due to different factors, many families are experiencing this issue and it can be a very frustrating time. 7 ways to lower fertility costs! Fertility treatments cost a lot but there are options out there that can make it much more affordable when you are trying to conceive.

How to Lower Fertility Costs

Some couples may have to go through several rounds of IVF or other fertility treatments before they become pregnant.

You may be asking, ” how can I afford fertility treatment?”

That cost can quickly add up and lead to even more stress during this time. I wanted to share some different ways you can lower fertility costs if fertility treatment is an option you are looking into pursuing.

Related Posts:

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Do your Research

There are so many different fertility clinics that offer fertility treatments and they are very diverse. Before you make your decision about which one you will choose make sure you read as much as you can about that clinic.

Look for testimonials and reviews from other patients and their success rate. Choose a clinic that is willing to work with you and you are clear about their protocols.

You don’t want to spend your time or money on the wrong clinic because it could lead to more unsuccessful cycles that are very expensive.

Also, look to see if the clinic offers free financial counseling to help you figure out how much your insurance will cover and where you can find the funds to cover the rest.

Employer Coverage

More and more companies are offering to cover the costs of fertility treatments for their employees!

Companies like Johnson & Johnson, Spotify, and Bank of America cover all costs of treatment if you are diagnosed with infertility!

Ask your HR department if they offer any coverage and it may be worth looking into applying for another job at a company that does cover all costs if you can find one in your field.

It may not be realistic for some people to look for a different job but you just have to weigh the pros and cons for you and your family.

How to Pay for Fertility Treatments

Grants and Scholarships

Yes, there are different grants and scholarships that you can apply for to help lower fertility costs. They are pretty competitive so don’t give up if you don’t get it the first time you apply. Keep applying!

Also apply for many different grants to keep your chances of being chosen for at least one higher. Some to look into are:

  • BabyQuest
  • Tinina Q. Cade Foundation
  • Pay It Forward Fertility Foundation
  • Resolve.org for more lists

IVF Refunds

Many people have to go through several rounds of IVF for a successful pregnancy and each round costs money!

When you are choosing a fertility clinic, you might want to look for one that offers IVF refunds. Some clinics are now offering women a flat fee for a set number of IVF treatments. They offer a partial refund or money back guarantee if the woman doesn’t conceive.

This can save you money because you aren’t as stressed about making that one IVF treatment count because that is all that you can afford, which results in higher rates of pregnancy.

Before you sign up for this, make sure you read all of the fine print and understand exactly how it works.

Reduce Stress

Going through fertility treatments is a huge cause of stress. It is both financially stressful and emotionally stressful. Studies have shown that reducing stress can increase the chances of you conceiving.

There are so many free ways that you can reduce your stress and the fertility clinics may even offer free counseling that you should take advantage of.

If meditation or yoga isn’t for you, I have a whole list of ways to relax for those who hate to meditate.

Ask for Cheaper Fertility Medication

When you are starting to talk to your doctor about fertility treatments, make sure they know your financial situation and they may be able to offer you more affordable fertility medication.

They don’t know if you don’t ask! Let the doctors, nurses, and billing department know you want the most affordable options.

Some clinics even have patients turn in unused medication that they can donate to you or they can let you know about the pharmacy that offers the best price on certain medications you may need.

Income Taxes

When you are filling out your income taxes, let your accountant now about all of the costs associated with your fertility treatment.

All of the IVF, IUI, surgeries, medications, travel expenses, and pregnancy tests are tax deductible so keep all of that information for tax time. A good accountant will know of even more tax deductions associated with the costs.

Every little bit helps so make sure you claim it!

 

I know that dealing with infertility can be a very difficult time and I hope that you can take advantage of a few of these tips to help lower fertility costs so you can afford fertility treatments.

Share this with anyone you know that may need some help and encouragement.

If you are trying to conceive by using fertility treatment, you know how expensive it can be. Getting pregnant shouldn’t put you in debt. Use these tips to help lower infertility costs. Great for couples looking into IVF and IUI.

Filed Under: Pregnancy

Comments

  1. Brigitte says

    December 30, 2020 at 11:04 am

    I went to BabyQuest they did’nt help me in nothing with my ivf ..so desapointed .i don’t recommend ..they dont help in nothing

    Reply
  2. faisal says

    July 31, 2022 at 2:36 pm

    This article gives the light in which we can watch the truth. This is extremely pleasant one and gives in depth data of this site. A debt of gratitude is in order for this pleasant article.
    Keep Sharing.

    Reply

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frugal ginger pic I am a busy Stay at Home Mom to a beautiful little girl and 2 fur babies. Here you will find money saving tips and tricks to help your family's budget. You can also find frugal recipe ideas, parenting advice, life hacks and some things about my crazy life. Head over here to find out more about me and my blog.

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